Fixed Rate Bonds

Latest Fixed Rate Bonds

"With fixed rates changing all the time use our table for a selection of market leading deals".

 

Oliver Roylance Smith, Director

Latest Fixed Rate Bond Rates


Getting a better deal on your cash takes a bit of effort. With most high street banks offering poor value when it comes to cash products we have searched the market for a range of fixed rate bonds that stand out.

Depending on your requirements, you can choose from a wide range of fixed rate bonds from 6 months to 5 years.

Fixed Rate Bond Deal Selection
ProviderAccountInterest RateTermApply

2.40%

per annum

£1,000More Info >
  • Earn 2.40% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term

2.20%

per annum

£5,000More Info >
  • Earn 2.20% AER/gross fixed for 3 years.
  • Minimum opening balance of £5,000; maximum balance £500,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No additional deposits or withdrawals permitted.

2.25%

per annum

£1,000More Info >
  • Earn 2.25% gross/AER fixed for 4 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term

1.70%

per annum

£5,000More Info >
  • Earn 1.70% gross/AER fixed for 2 years
  • Save from £5,000
  • No withdrawals

1.97%

per annum

£500More Info >
  • Earn 1.97% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.50%

per annum

£5,000More Info >
  • Earn 1.50% gross/AER fixed for 1 year
  • Save from £5,000
  • No withdrawals

1.75%

per annum

£500More Info >
  • Earn 1.75% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.72%

per annum

£500More Info >
  • Earn 1.72% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.70%

per annum

£500More Info >
  • Earn 1.70% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.35%

per annum

£500More Info >
  • Earn 1.35% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.00%

per annum

£500More Info >
  • Earn 1.00% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
1 Year Fixed Rate Bond Deals
Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£1,000

1.80%

per annum

More Info >
  • Manage your account online
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
£500

1.78%

Gross AER

More Info >
  • Earn 1.78% AER
  • Minimum opening balance of £500
  • Interest paid monthly or annually
  • Open an account singly or jointly
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£5,000

1.72%

per annum

More Info >
  • Earn 1.72% AER/gross fixed for 1 year.
  • Minimum opening balance of £5,000; maximum balance £500,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No additional deposits or withdrawals permitted.
£500

1.70%

per annum

More Info >
  • Earn 1.70% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

1.56%

per annum

More Info >
  • Earn 1.56% AER/gross fixed for 1 year
  • Minimum opening balance of £1,000; maximum balance £1,000,000
  • Interest paid monthly or annually
  • Unlimited top-ups for the first 30 days
  • Covered by the French Depositor Compensation Scheme
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted before the end of the term
£5,000

1.50%

per annum

More Info >
  • Earn 1.50% gross/AER fixed for 1 year
  • Save from £5,000
  • No withdrawals
£1,000

1.50%

per annum

More Info >
  • Minimum opening balance of £1,000, up to a maximum balance of £1,000,000
  • Interest paid on maturity
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

1.45%

per annum

More Info >
  • Earn 1.45% AER for deposits between £1,000 and £200,000.
  • Minimum opening balance of £1,000; maximum balance £200,000.
  • Interest paid monthly, quarterly or at maturity
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£500

1.35%

per annum

More Info >
  • Earn 1.35% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

1.30%

per annum

More Info >
  • Earn 1.30% gross/AER fixed for 1 year
  • Save from £1,000 - £250,000
  • No withdrawals
  • Individual or joint accounts available
£1,000

Over

1.20%

Gross AER

More Info >
  • Managed Savings Service
  • Open one account with Octopus Cash who will then use your money to deposit in the best rates on offer from challenger banks
  • At end of 1 year term savers can either withdraw or allow Octopus to switch for them into best rates on offer
  • Minimum opening balance of £1,000
  • Save time and hassle of paperwork and switching
  • Earn over 1.20% AER
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted before term end
  • Sole account only
£500

1.00%

per annum

More Info >
  • Earn 1.00% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

0.80%

per annum

More Info >
  • Minimum opening balance of £1,000, up to a maximum balance of £1,000,000
  • Interest paid on maturity
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£5,000

0.75%

per annum

More Info >
  • Earn 0.75% gross/AER fixed for 6 months
  • Save from £5,000
  • No withdrawals

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

2 Year Fixed Rate Bond Deals
Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£5,000

2.02%

per annum

More Info >
  • Earn 2.02% AER/gross fixed for 2 years.
  • Minimum opening balance of £5,000; maximum balance £500,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No additional deposits or withdrawals permitted.
£1,000

2.00%

per annum

More Info >
  • Manage your account online
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
£500

1.85%

Gross AER

More Info >
  • Earn 1.85% AER
  • Minimum opening balance of £500
  • Interest paid monthly or annually
  • Open an account singly or jointly
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

1.81%

per annum

More Info >
  • Earn 1.81% AER/gross fixed for 2 years
  • Minimum opening balance of £1,000; maximum balance £1,000,000
  • Interest paid monthly or annually
  • Unlimited top-ups for the first 30 days
  • Covered by the French Depositor Compensation Scheme
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted before the end of the term
£500

1.80%

per annum

More Info >
  • Earn 1.80% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or annually
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£500

1.78%

Gross AER

More Info >
  • Earn 1.78% AER
  • Minimum opening balance of £500
  • Interest paid monthly or annually
  • Open an account singly or jointly
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£500

1.75%

per annum

More Info >
  • Earn 1.75% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£500

1.72%

per annum

More Info >
  • Earn 1.72% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£5,000

1.70%

per annum

More Info >
  • Earn 1.70% gross/AER fixed for 2 years
  • Save from £5,000
  • No withdrawals
£1,000

1.55%

per annum

More Info >
  • Earn 1.55% gross/AER fixed for 2 years
  • Save from £1,000 - £250,000
  • No withdrawals
  • Individual or joint accounts available

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

3 Year Fixed Rate Bond Deals
Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£5,000

2.20%

per annum

More Info >
  • Earn 2.20% AER/gross fixed for 3 years.
  • Minimum opening balance of £5,000; maximum balance £500,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No additional deposits or withdrawals permitted.
£1,000

2.16%

per annum

More Info >
  • Earn 2.16% AER for deposits between £1,000 and £200,000.
  • Minimum opening balance of £1,000; maximum balance £200,000.
  • Interest paid monthly, quarterly or at maturity
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£500

2.15%

per annum

More Info >
  • Earn 2.15% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or annually
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

2.10%

per annum

More Info >
  • Earn 2.10% gross/AER fixed for 3 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term
£1,000

2.05%

per annum

More Info >
  • Manage your account online
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
£1,000

2.00%

per annum

More Info >
  • Earn 2.00% AER 
  • Minimum opening balance of £1,000
  • Interest paid annually
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£500

1.97%

per annum

More Info >
  • Earn 1.97% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

1.96%

per annum

More Info >
  • Earn 1.96% AER/gross fixed for 3 years
  • Minimum opening balance of £1,000; maximum balance £1,000,000
  • Interest paid monthly or annually
  • Unlimited top-ups for the first 30 days
  • Covered by the French Depositor Compensation Scheme
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted before the end of the term

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

5 Year Fixed Rate Bond Deals
Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£1,000

2.40%

per annum

More Info >
  • Earn 2.40% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term
£500

2.30%

per annum

More Info >
  • Earn 2.30 AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or annually
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

2.25%

per annum

More Info >
  • Manage your account online
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
£1,000

2.25%

per annum

More Info >
  • Earn 2.25% gross/AER fixed for 4 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term
£500

2.23%

per annum

More Info >
  • Earn 2.23% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

2.16%

per annum

More Info >
  • Earn 2.16% AER for deposits between £1,000 and £200,000.
  • Minimum opening balance of £1,000; maximum balance £200,000.
  • Interest paid monthly, quarterly or at maturity
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
£1,000

2.10%

per annum

More Info >
  • Manage your account online
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Investment Place is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.